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Timothy Ross's Advisor Tools

I have compiled a few good advisor calculator tools to help on every day
financial decisions. These calculator are only to help benefit you on understanding
"Success is neither magical or mysterious. Success is the natural consequence
of consistently applying basic fundamentals. "For further information on full
service financial plan please give us a call at (613) 345-0016 or e-mail us at advisor@timothyross.com  Thank you Timothy Ross, Founder Brock Shores Financial"

Loan Comparison Calculator
Use this calculator to see the change in total interest charges that result from
making any changes to an original loan's variables.

Hourly Wage Calculator
Think your earning the hourly rate that's listed on your pay stub? Think again!
The REAL HOURLY WAGE CALCULATOR will tell you what you're really
making once you account for your work-related expenses and your unpaid
work-related time.

Bi-Weekly Mortgage Calculator
This calculator will show you how much you will save if you make 1/2 of your
mortgage payment every two weeks instead of making a full mortgage payment
once a month. In effect, you will be making one extra mortgage payment per year,
without hardly noticing the additional cash outflow. But, as your about to discover,
you will certainly notice the increased cash flow that will occur when you pay your
mortgage off way ahead of schedule!.

Lifetime Savings Calculator
This calculator will show you how much you'll save over the course of your lifetime
when permanently switching from any given high priced buying habit (name brand)
to its functional, less expensive equivalent (generic). Plus, it will also show you how
much interest you could earn if you were to invest all or part of those savings as you
realized them. As you're about to see, "a penny saved" can REALLY ADD UP!

Mortgage Refinancing Calculator
This JavaScript calculator will help you to decide whether or not you should refinance
your current mortgage at a lower interest rate. And not only will this calculator calculate
the monthly payment and net interest savings, but it will also calculate how many months
it will take to break even on the closing costs.

Credit Card Minimum Payment Interest Calculator
This calculator will show you how much interest you will end up paying if you make
only the minimum required payment on your credit card bill. It will also tell you how
many minimum payments you will make before your balance is paid off
(up to a maximum of 600 payments).

Future Value of Periodic Payments
This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes deposits are made at the beginning of each month.

Please check out our #ImprovingFutures site for many more calculators, and become a member if you find our site to be of interest.  Thank you, Timothy Ross, Founder, Brock Shores Financial
ImprovingFutures - Calculator Tools Check The Math